Francois  Sestier, MD, PhD, FRCPc, FACC, CIME Independent Medical Examiner
Curriculum Vitae

Contact Information

  • Phone: 514-738-6476
  • Cell: 514-912-4436
  • Fax: 514-738-2333
  • Website:
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Specialty 1: Cardiology - Cardiovascular Disease

Specialty 2: Disability Evaluations

Specialty Focus: Dr. Sestier has been hired as an expert in Cardiology in the domain of disability and liability. He also has been an expert in the domain of life insurance, critical illness Insurance and travel insurance. He is also an expert for life expectancy and work life expectancy calculation. He has been hired as an expert by public and insurance companies, on both the plaintiff side and defence sides. He testified more than 50 times in front of administrative and civil Courts.

Medical School: University of Nancy-France

License(s): Quebec-Canada

Years in Practice: 40

  • 30 years performing IMEs
  • 3000 IMEs performed
  • Deposed/Testified 50 times

IME Certification: CIME

IME Training: ABIME and University of Montreal certification in medico-legal expertise

Additional Information

Dr. François SESTIER graduated from medical school in Nancy, France, 1967, where he obtained certification in cardiology, pneumology, occupational medicine and aeronautical medicine. In Canada, since 1973, he obtained a Quebec certification in cardiology (CSPQ), and a fellowship in cardiology of the Royal College of Physicians and Surgeons (FRCPc); he also obtained a PhD in Experimental Medicine (McGill, 1977). He is staff cardiologist at CHUM, Hôtel-Dieu, Montreal, medical director ofQuebec Blue Cross since 1985 and medical director and vice-president of OptimumRe since 2002. He obtained his American Board of Insurance Medicine (1995), and his American Board of Independent Medical Examiner (2011). Dr. Sestier is a past president of CLIMOA (1996-1997), the Canadian Life and health Medical Officer Association, past-president of CSME (2011-2013), the Canadian Society of Medical Evaluators, past president (2010-2012) of AIDC, the world association of medical experts); he is Professor of Medicine at University of Montreal, and since 1999 director of the bilingual program of Insurance and Medicolegal Expertise at University of Montreal. Over thirty years Dr. Sestier has been a medical officer for various insurance companies. In this position he reviewed thousands of applications for life Insurance, giving advice on the mortality and life expectancy associated with the applicant's medical conditions. He has performed life expectancy calculations for litigation purposes on topics as diverse as traumatology, traumatic brain injury, cognitive impairment, spinal cord injury, morbid obesity, diabetes, many different cardio-vascular pathologies, sudden death, stroke, cerebral palsy, multiple sclerosis, epilepsy, asthma, chronic obstructive lung disease, sleep apnea, liver cirrhosis, hepatitis B and C, and all kinds of cancers (including leukemias and lymphomas).